Yuh Swiss banking app that sells bitcoin from CHF 10

Swiss angle

Yuh is an app, and Swissquote is the bank. The Yuh imprint says you open your account via Swissquote, which it describes as regulated by the Swiss Financial Market Supervisory Authority. The bank licence belongs to Swissquote and not to the Yuh brand.

The bank holds the coins. The Yuh crypto page, read on 4 October 2026, says "the majority of your digital assets is stored in direct custody via our custodian bank, Swissquote", and names Coinbase, Bitstamp Europe and Kraken as sub-custodians for the small amount Yuh needs for day-to-day trading. The same page says that under Swiss law the digital assets stay outside the custodian's bankruptcy estate, and adds that Yuh cannot fully guarantee this because no case law exists yet.

Buys start small and run in CHF. The Yuh pricing page, read on 4 October 2026, lists a 1% fee per crypto trade and free custody. The crypto page lets you buy fractions from CHF 10. For payments, the Yuh TWINT page has a Yuh TWINT app if you live in Switzerland and have a Swiss phone number. The imprint lists pay, save, invest and a Pillar 3a pension plan as the jobs the app covers.

For tax, the coins are a bank-held position, so they appear in your Yuh account rather than in a wallet you track yourself. You still declare the year-end value in the wealth tax section of your return; the Swiss Bitcoin tax guide covers how.

Who it is for

Swiss residents who already bank with Yuh, or want one app for payments, TWINT and a small bitcoin position. A first buy of CHF 10, the fraction minimum on the crypto page as of 4 October 2026, lets you try it for little money.

It also suits you if you would rather have a Swiss bank hold the keys than run a wallet yourself, and you accept that you then depend on that bank.

Who it is not for

Anyone who wants their own keys. Yuh keeps your coins in custody with Swissquote; if self-custody is the point, read the self-custody guide and look at the non-custodial apps in the buying guide.

Bitcoin-only savers on a cost budget. The 1% per trade on the Yuh pricing page, read on 4 October 2026, applies to every buy and every sell, so a round trip costs about 2% before any spread. The dollar-cost averaging guide shows how fees compound on a monthly plan.

People who want a bitcoin-only service. The crypto page, read on 4 October 2026, lists about 50 tokens, far more choice than a bitcoin saver needs.